Pacific Reserve Studies
Coast Management of California
Michael T. Chulak
Born in Los Angeles, Michael Chulak obtained a Bachelor of Science degree in Business Administration from California State University at Los Angeles and a Juris Doctor from Ventura-Santa Barbara College of Law. He became a California real estate broker in 1971, a general contractor in 1979, and an attorney in 1998. In 1979, he earned the Certified Property Manager® (CPM®) designation. He has been a real estate, property management, homeowner association law, and real estate finance instructor at six California colleges including UCLA.
Michael Chulak formerly served as president and CEO of Union America Mortgage and Equity Trust (UMET), a New York Stock Exchange listed Real Estate Investment Trust (REIT) that owned, managed, and sold properties in nineteen states.
Michael Chulak has provided expert witness and consulting services to over one hundred law firms and has testified as an expert witness in property management matters, premises liability matters, real estate matters, and mortgage lending matters more than 150 times over the last thirty years.
Michael has written legal columns for several newspapers and hosted a radio talk show on KVTA AM 1520 and KRLA 840 known as On the Law with Attorney Michael Chulak.
Tina Chulak is an owner and the office manager of Coast Management of California. Tina speaks Mandarin Chinese, the dialect from her home city of Wenzhou, China, and, of course, English. Tina is Vice-President of the U. S. Wenzhou Association, the Los Angeles Wenzhou Chamber of Commerce USA, and the Zhejiang Chamber of Commerce. Tina is also a member of the Board of Directors of the Conejo Valley Chinese Cultural Association (CCCA) which operates a Chinese language school with over 500 students. Tina can be reached directly at 818-661-9255.
Bill Catanese is the Insurance Administrator for Coast Management of California and is also President and CEO of Union America Insurance Agency, a Director, and a Shareholder. Bill holds a Property and Casualty Insurance License and Life and Health Insurance License (#0785386) and has been actively engaged full-time in the insurance business since 1990. As a former District Manager for Farmers Insurance Group for over ten years, Bill managed, trained and supervised as many as fifty agents at any one time. Bill has trained and supervised thousands of insurance agents over the last twenty years and is available to attorneys as an expert witness. Bill earned a Bachelor of Science degree in Business Administration from the University of Nevada Las Vegas.
Robert A. Koenig
Robert A. Koenig is General Counsel of Coast Management of California and has worked with Michael Chulak for more than 25 years.
Robert A. Koenig has been licensed to practice law in California and Nevada since 1987 and Colorado since 1992. He is a graduate of the University of California at Los Angeles (1980) and Pepperdine University School of Law at Malibu, California (1984).
Franklin Thomas has over 50 years of experience as a real estate executive involved in sales, lending, and development. After graduating from San Jose State University, his first position was a right-of-way agent for the California Division of Highways where he gained experience acquiring and managing numerous land parcels. Frank Thomas then changed fields to real estate lending working for Home Savings, the George Elkins Company, Glendale Federal Savings, and Lincoln Savings. During this time he was a real estate appraiser, loan officer and manager, construction loan disbursement officer, and Executive Vice President and Managing Officer of Lifetime Savings of Granada Hills, a subsidiary of Lincoln Savings.
Subsequently, Frank Thomas joined Continental Mortgage Investors, a New York Stock Exchange listed REIT specializing in financing second home communities and large commercial developments. At Continental, he was an executive responsible for a large portfolio of development loans in Washington and Alaska which required extensive workouts.
Later, as an independent consultant, Frank Thomas worked with banks and developers providing project management, and consulting services. This culminated in his becoming a developer and participating as General Partner and Manager of two waterfront lot sale developments in Long Beach.
Frank Thomas was part of the investor group that started Long Beach Savings. He served as a founding Director, Executive Vice President, and Chief Loan Officer for ten years. He was on the Executive Committee which oversaw the activities of the land development subsidiary and all commercial development ventures.
Subsequently, he accepted the position of managing the REO Sales Division of a large national mortgage banking company. REO was sold in 23 states with an average of 800 homes sold each year.
Frank Thomas is a resident of Naples Island (Long Beach) and a member of the Long Beach Yacht Club. He has worked closely with Michael Chulak for more than 50 years.
Coast Management of California